ghar/stack

Terms of Service

Last updated: 18 June 2026

1. Acceptance

By signing up you agree to these Terms and our Privacy Policy. If you sign up on behalf of a brokerage, you confirm you have authority to bind it. These Terms are a binding contract under the Indian Contract Act, 1872. By accepting, you confirm you are 18 years of age or older and have legal capacity to contract under Indian law.

2. Definitions

3. Your account

4. Plans, trials & billing

Refunds & cancellation. We do not refund partial months; if you cancel mid-cycle, you keep access until the end of the current billing cycle. If a payment fails, we retry on day 3 and day 7; after day 7 your workspace becomes read-only.

Payment discrepancies. If a payment is debited but not received by GharStack (e.g. gateway/bank error), notify us at grievance@gharstack.com with the transaction reference. We will investigate within 7 working days, will not hold you liable for amounts debited but demonstrably not received by us, and apply the relevant payment intermediary's terms and RBI settlement guidelines. If unresolved within 30 days, either party may raise a formal dispute under Section 13 below.

5. Acceptable use

You agree not to use GharStack to:

6. Your content

Your workspace data belongs to you. GharStack claims no ownership over your leads, properties, photos, or other content, does not use it to train AI models, and does not share it beyond what is documented in our Privacy Policy. You grant GharStack a limited, non-exclusive licence to store, process, and display your content solely to operate the Service for you, on your instructions, and in accordance with Schedule A.

7. Your obligations as Data Fiduciary

By storing lead and client data in GharStack you are the Data Fiduciary and are responsible for:

GharStack has a residual compliance obligation under the DPDP Act that cannot be fully contracted away, and may suspend or terminate a workspace where it reasonably believes the platform is being used in violation of the DPDP Act, regardless of any contractual indemnity.

8. Data Principal rights for lead data

If a person whose data is in your workspace contacts GharStack directly to exercise a DPDP right, we will acknowledge within 48 hours, forward the request to you within 7 days with sufficient information to act, and assist per Schedule A. The primary obligation to respond within the statutory 7-day window rests with you. We will not act unilaterally (e.g. delete lead records) without your instruction, except where required by a valid order of the Data Protection Board or a competent court. If you do not respond to a forwarded request within the 7-day window and we have reason to believe continued processing is unlawful, we reserve the right to suspend processing of the relevant data pending resolution.

9. Duties of users under the DPDP Act

Section 15 of the DPDP Act imposes duties on every Owner and Agent: do not impersonate another person, suppress material information you must disclose, or file false or frivolous grievances; and comply with all applicable laws, including those governing third-party personal data. We reserve the right to suspend or terminate accounts that violate these duties.

10. Third-party personal data

You warrant that all personal data you enter about individuals who are not registered GharStack users ("Third-Party Personal Data") was collected in compliance with the DPDP Act — that valid notice was given and, where required, consent obtained, before entry. GharStack processes such data solely as your Data Processor on your instructions. You shall indemnify and hold harmless P-Logix Software Private Limited against any claim, penalty, or proceeding brought by a Third-Party Data Principal or the Data Protection Board arising from your failure to comply with this clause.

11. Availability & support

12. Suspension & termination

Cancellation by you. Cancel any time in Account → Subscription. Your data stays accessible in read-only mode for 90 days (reminders at day 60 and day 80); after 90 days all workspace data — including lead/client data for which you are the Data Fiduciary — is permanently deleted. We help you export before deletion. See Schedule A.

Suspension or termination by GharStack. We may suspend or terminate a workspace for: violation of Acceptable Use (Section 5); violation of applicable data protection law including the DPDP Act (processing without a lawful basis, failing to respond to rights requests, facilitating unlawful collection, or storing illegal content); or breach of the Section 15 duties (Section 9). In these cases we give notice of the reason and a 7-day opportunity to remedy, unless an immediate-suspension ground applies.

Immediate suspension (without prior notice) may occur where the violation is severe, ongoing, or involves illegal data processing likely to harm Data Principals; is a security threat to our infrastructure or other workspaces; involves fraud or impersonation; or is subject to a Data Protection Board direction or court order. We will notify the brokerage of the reason within 24 hours and, where remediable, allow a reasonable period to remedy.

13. Liability

GharStack is provided on a commercially reasonable efforts basis with the security safeguards described in our Privacy Policy (TLS 1.3, AES-256, restricted production access, annual CERT-In VAPT). We do not guarantee uninterrupted service, and are not liable for failures resulting from circumstances beyond our reasonable control (force majeure, government action, infrastructure failure, third-party platform outages).

The "as is" framework and the liability cap do not shield GharStack from liability arising from failure to implement the specific security safeguards it has represented, or from failure to meet Section 8(5) of the DPDP Act; such DPDP liability remains intact and is governed by the DPDP Act.

To the extent permitted by Indian law, GharStack's aggregate liability for any contractual claim is limited to the fees you paid in the 12 months preceding the claim. This cap applies only to contractual claims and does not limit any statutory penalty, fine, or order imposed by the Data Protection Board or any regulator under the DPDP Act or other law — the Section 33 penalty schedule is fixed by Parliament and cannot be modified by contract. Nothing limits liability for gross negligence, wilful misconduct, or any liability that cannot be excluded under Indian law.

14. Disputes & governing law

These Terms are governed by the laws of India. Any contractual dispute (billing, service availability, contractual liability) is first subject to 30 days of good-faith negotiation; if unresolved, it is subject to the exclusive jurisdiction of the courts of Bengaluru, Karnataka. This does not oust the jurisdiction of the Data Protection Board of India: Data Principals may file complaints with the Board, appealable to the Appellate Tribunal and thereafter the High Court and Supreme Court — this statutory pathway cannot be displaced by these Terms. Where a dispute involves the US parent, Practical Logix LLC, US courts may independently assert jurisdiction over it; these Terms do not govern the liability of Practical Logix LLC, a separate legal entity.

15. Modifications

16. General

17. Grievance Officer

In accordance with Section 13 of the DPDP Act 2023 and the IT (Intermediary Guidelines) Rules 2021, our designated Grievance Officer is:

Name
Shagufta Syed, Technical Project Manager & Grievance Officer
Entity
P-Logix Software Private Limited
Address
#1207/343 & 1207/1/343/1, 9th Main, 7th Sector, HSR Layout, Bengaluru, Karnataka 560102
Email
grievance@gharstack.com

Grievances are acknowledged within 24 hours and resolved within 7 working days (DPDP Rules, Rule 14). If unsatisfied, you may escalate to the Data Protection Board of India; once its online complaint portal is operational, its URL will be added here.


Schedule A — Data Processing Addendum

Between P-Logix Software Private Limited (GharStack), as Data Processor, and the brokerage subscribing to GharStack, as Data Fiduciary. Under Section 8(2) of the DPDP Act, a Data Fiduciary may engage a Data Processor only under a valid contract; this Addendum is that contract and forms part of these Terms.

A1. Scope of processing

GharStack processes the following, on your instructions, solely to provide the Service:

We will not process this data for any other purpose, including our own commercial purposes, to train AI models, or to share beyond the processors listed in our Privacy Policy.

A2. Instructions

We process personal data only on your documented instructions (storing data you enter, displaying it to authorised users, generating reports/exports you request, and performing the Service's functions). If required by Indian law to process otherwise, we will inform you first unless legally prohibited.

A3. Security safeguards

A4. Sub-processors

We engage the sub-processors below, all bound by data-processing agreements imposing obligations equivalent to this Addendum. We notify you of any planned change at least 30 days in advance.

Sub-processor Role Location
Supabase Inc Primary storage & backups (database, file storage, auth) India (Mumbai, ap-south-1); company incorporated in US
Railway Application hosting & request processing Singapore
MSG91 SMS OTP delivery India
Razorpay Payment processing India

Some sub-processors operate outside India (e.g. Railway in Singapore; Supabase Inc is US-incorporated, though data is stored in India). Under Section 16 of the DPDP Act and Rule 15 of the DPDP Rules, such transfers are permitted unless the Central Government restricts the destination by notification; none has been notified as of the date of these Terms. We monitor notifications and will update this list or cease relevant transfers if any destination is restricted.

A5. Assistance with Data Principal rights

A6. Breach notification

On a breach affecting workspace lead/client data, we will notify you without undue delay and within 72 hours of becoming aware, provide enough information for you to meet your own notification obligations under Section 8(6), and cooperate in investigation and remediation.

A7. Deletion on termination

A8. Audit rights

You may request information to verify compliance with this Addendum; we respond to reasonable audit requests within 30 days. Where an audit requires system access, the parties agree scope, timing, and cost in advance, and we may require an independent, mutually agreed third party to protect other customers' confidentiality.

A9. Governing law

This Addendum is governed by the laws of India and forms part of the Terms of Service. In any conflict between this Addendum and the main Terms, this Addendum prevails on data-processing matters.